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Terry Harlow

Licensed Real Estate Salesperson

Hello and Welcome!

I look forward to working with you whether to sell your property or to assist you in finding the right home or investment property to buy.      Buyers, there is  no fee when I help you find and purchase your first or next home.  Friendly and professional, I'm a full time REALTOR and work 7 days a week.  Let me guide you through the entire process, save you time and make it stress free for you.  The Lauri Morrissey Team's personal commitment to you is "that you should expect, and will receive the best real estate service in the Capital Region."

 Relocating for Tech Valley, GLOBALFOUNDRIES, another employer?       

  • Click on "My Links" for New York's Tech Valley, GLOBALFOUNDRIES the Saratoga County Chamber Welcomes You and Saratoga Mama                                                                                   

Are you a member of the U.S. military, a military family or a veteran?  

Thank you for your service to our country.  I appreciate the sacrifice you and your family have made for us.

  • Click on "My Links" for state and federal information including property tax exemption, Certificate of Eligibility (COE) required for a VA-backed loan and much more

What's your home worth now?  Maintaining, upgrading or preparing  your home for sale? 

  • Maintenance, upgrade, repair and staging professionals - recommendations readily available
  • Click on "My Links" to learn what projects retain the most value at resale according to the Remodelling 2011-2012 Cost vs. Value Report (
  • Click on "My Links" for NYSERDA energy efficient upgrades, rebates and loans information.
  • I can provide you with a Competitive Market Analysis (CMA) so you update wisely or sell your home quickly for the highest price    

Buying your first or next home? 

  • I can suggest professionals to meet your lending, legal and home inspection needs
  • We can search and send you listings for homes that meet your desired criteria and schedule showing appointments at your convenience
  • I can provide you with a Competitive Market Analysis (CMA) before you make an offer, submit your offer and handle negotiations on your behalf

Looking for an investment property to buy?  Own an investment property to rent?

  • I can provide you with a CMA before you invest or rent, list your rental property on the Multiple Listing Service (CRMLS) and manage the tenant application process    

Are you a senior, family member or caregiver?

  • As a Seniors Real Estate Specialist (SRES®) I have a team of experts who can be called on for advice
  •  I can help you with your housing needs (downsizing, relocating, etc.) 
  • Click on  "My Links" for many resources

Considering a rental*?

  • Downsizing from a home
  • Relocating (renting before you decide where to buy)
  • In need of transitional housing before you move into your next or newly constructed home
  • Renting with an option to buy
  • A recent graduate establishing employment and credit, saving for your first home
  • Looking for your next or a summer rental place
  • Rebuilding your credit after a divorce, illness, short sale or bankruptcy

 . . . we have rentals that meet your needs and can also look for properties that are not yet on the market. 

*There is NO FEE for you to use my services to help you find your next rental place.  Landlords I work with typically require:  

  • Completed and signed application for each individual or married couple
  • $25 NON-REFUNDABLE application fee for each individual
  • Credit check, landlord and employment verification (if your employer uses $17 NON-REFUNDABLE verification fee for each individual) 
  • Lease
  • Confirmation of tenants insurance coverage
  • Security deposit, additional security deposit and pet agreement addendum if you have pets (and owner/landlord allows)

 My profile:

Read about  us in The Business Review, "Team spirit:  more agents banding together":

Professional Affiliations

  • Capital Region Multiple Listing Service (CRMLS) 
  • Greater Capital Association of REALTORS (GCAR)
  • New York State Association of REALTORS (NYSAR)
  • National Association of REALTORS (NAR)
  • Seniors Real Estate Specialist (SRES®) Council
  • Academy for Lifelong Learning (A.L.L.) at Saratoga Springs, Development and Long-Range Planning (DLRP) Committee
  • Malta Business and Professional Association (MBPA)
  • Ballston Lake Improvement Association (BLIA), Membership Committee 
  • Saratoga County Chamber of Commerce
  • Financial Women's Association (FWA) 
  • LinkedIn - Capital District & Upstate NY Professionals Group  

**"My Links" are provided as a public service.  Neither Terry Harlow nor RealtyUSA is responsible for any referred organization's or expert's availability, reliability or performance.  No referral fees or other compensation is received from the organizations on Terry's "My Links" list.

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